Pets Best Pet Insurance Waiting Period
Most pet insurance companies offer a 14 day waiting period for both accidents and illnesses with some running a little shorter for accidents and some a little longer for illnesses.
Pets best pet insurance waiting period. All pet insurance providers including pets best do not cover pre existing conditions in order to keep premiums lower for all pet parents. What is the typical waiting period for a pet insurance policy. Waiting periods are the following. Unfortunately most pet insurance companies.
When enrolling in pet first the waiting time frame for accidents is immediate and illness is covered after 14 days. Accident coverage begins three days after enrollment and illness coverage has the standard fourteen day waiting period. This can be reduced or waived according to pets best s policy see details below in waiting periods. Get answers to your pet health questions 24 7.
In some states congenital and hereditary conditions may have a year long waiting period but pets best generally doesn t cover these or only does so in a limited fashion after the pet s second birthday. However a waiting period of 14 days is common for policies that cover illnesses. Coverage for congenital hereditary conditions starts 12 months after enrollment. The good news is that you can reduce the waiting period for orthopedic conditions to 14 days by following the orthopedic exam and waiver process below.
In addition to our comprehensive pet health insurance coverage you can get all your pet health questions answered by veterinary experts day or night with our 24 7. Buying pet insurance is a very important decision that will have a huge impact on your pet s health and your finances. Just 3 days for accidents 14 days for illnesses and 6 months for cruciate ligament events. Here s a look at the companies.
Top 5 best pet insurance with the shortest waiting period. Our plans also offer some of the shortest waiting periods in the industry. All dogs have a 6 month waiting period for orthopedic conditions. Waiting periods for accidents are 48 hours.
Hip dysplasia is covered within 14 days which is very fast. Once you have committed to buying it is crucial that a company is able to deliver exactly in the way they advertised. Most companies require at least 14 days before reimbursing you for a vet visit your pet needs for an illness. Your insurance coverage won t pay until you ve completed a waiting period.
The waiting period for an orthopedic problem or other chronic condition could be as high as six months. The waiting period for an accident could be much shorter 48 hours for example. If your dog or cat has been previously diagnosed with a condition prior to starting your policy with pets best you can still enroll but there wouldn t be coverage available for these specific issues or issues related to them. Although we can t guarantee.